How you spend and manage money is a tangible way to measure your values. 1. Are you able to keep the promises that you make? When you borrow money you are making a promise to the person or financial institution
Are You Earning big time reward points from Australian Credit Cards?
As more and more people turn to using credit cards as the standard mode of payment as opposed to the traditional cash or cheque options, credit card companies are stepping over each other to capture a significant share of this
Are You Having Sleepless Nights Because Of Your Finances?
You?ve worked hard all day and come home at night, only to discover that you can?t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep
Anatomy of a Home Equity Loan
Introduction Home Equity Loans have quickly grown to become one of the greatest and most popular loan types in the world today. The idea that a person that is a home owner can go ahead and get a loan taken
Anatomy of a Mortgage
Introduction Mortgages were the original home loan agreement. In many ways, the mortgage changed the real estate market completely and turned it on its head in a very good way. Before the advent of the mortgage, the only way for
An Analysis of Valley National Bancorp (VLY)
Copyright 2006 Geoff Gannon Valley National Bancorp (VLY) is a conservative bank with a strong position in northern New Jersey and a presence in Manhattan. The bank, founded in 1927, has about $12 billion in assets. Valley has consistently earned
An Analysis Of Lexmark
In 2005, Berkshire Hathaway bought about a million shares of Lexmark. I haven?t followed this story closely, but I assume the stock was purchased by Lou Simpson rather than Warren Buffett. I have only two reasons for believing this: the
An Analysis Of Journal Communications (JRN)
Journal Communications (JRN) is comprised of seven essentially separate businesses: The Milwaukee Sentinel, Community Newspapers, Television Stations, Radio Stations, Telecommunications, Printing Services, and Direct Marketing. The company?s five reportable segments do not exactly match these seven businesses; however, I believe
An Overview of a Quit Claim Deed
The deed to a property is a legal document that establishes ownership. There are different types of deeds. Here is an overview of a quit claim deed. An Overview of a Quit Claim Deed Quit claim deeds are a form
An Overview Of Purchase Protection Insurance
Many people are not aware of the insurance that many credit card companies provide their credit card holders; it is called purchase protection insurance. Many of the major credit cards offer this type of insurance for free, others may require